Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts

Tuesday, January 22, 2008

Paying Up a Debt of his Fellow

The Gemora (Nedarim 33) rules regarding one who is forbidden by a vow to derive benefit from his fellow; the fellow is prohibited to repay his debt (in a regular case).

Reb Elchonon Wasserman discusses the rationale behind this ruling. Is it prohibited because the one who pronounced the vow is directly benefiting from the money that is being used to repay his debt? Or, perhaps it is because the fellow is causing the lender to forgive the borrower for his debt (once he has the money from elsewhere), and it emerges that he is indirectly receiving pleasure from the fellow?

This question is actually dependent upon a different question: Can someone pay up the debt of his fellow and cause that the debt has been paid? Or, perhaps only the borrower can repay a debt; his friend may give money to the lender with the stipulation being that the lender will forgive the borrower from the debt which he owes?

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Monday, December 17, 2007

Paying Up a Debt of his Fellow

The Gemora (Kesuvos 108a) rules regarding one who is forbidden by a vow to derive benefit from his fellow; the fellow is prohibited to repay his debt (in a regular case).

Reb Elchonon Wasserman discusses the rationale behind this ruling. Is it prohibited because the one who pronounced the vow is directly benefiting from the money that is being used to repay his debt? Or, perhaps it is because the fellow is causing the lender to forgive the borrower for his debt (once he has the money from elsewhere), and it emerges that he is indirectly receiving pleasure from the fellow?

This question is actually dependent upon a different question: Can someone pay up the debt of his fellow and cause that the debt has been paid? Or, perhaps only the borrower can repay a debt; his friend may give money to the lender with the stipulation being that the lender will forgive the borrower from the debt which he owes?

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Friday, November 30, 2007

A Yahrtzeit

Rabbi Meir Shapiro, the founder of the Daf Hayomi passed away on the day that those who were studying the daf during that cycle were learning Kesuvos 91.

The Gemora states: The orphans have a mitzvah to pay the debt of their father.

Hundreds of Reb Meir Shapiro’s students, who viewed themselves as only children of their beloved Rebbe swore by his coffin that they would continue building the illustrious Yeshiva of their Rebbe spiritually and financially. It was in this manner that they felt that they were paying the debt of their father; continuing his legacy.

And so it was. For the next six years, until the Holocaust, his Yeshiva flourished; his spirit was present in the walls of the Yeshiva, and served as a tremendous influence to all of his disciples.

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Inheritors Reciting Shehechiyonu when they Pay their Father’s Debts

It is ruled in Shulchan Aruch (223:2) that one whose father dies should recite the blessing of dayan ha’emes, the truthful Judge. If there was an inheritance, he should also recite the blessing of shehechiyonu.

The question arises: What would be the halacha if there is an inheritance, but all of the money will be used to pay off the father’s debts? Will the children still recite a shehechiyonu or not?

Our Gemora (Kesuvos 90b) states: We also see that one kesuvah that has a value appropriate for a kesuvah (a dinar of the estate) can also allow for the validity of a second kesuvah (which does not have that value as there is not two dinar in the estate). How is this apparent from the Mishna? Being that the Mishna does not say that the second collection can only occur “if there is an extra dinar (corresponding to this kesuvah).”

Rashi explains: The Mishna taught us that if one set of inheritors is collecting the kesuvah of their mother because her husband died before their mother, this payment is regarded as an inheritance for all of the father’s inheritors, and will therefore be considered as the surplus for the validity of the kesuvah for the male children. Since all inheritors have a mitzvah to repay their father’s debts, they are inheriting it and then paying off the other inheritors. Rashi uses the following expression: There is no greater inheritance than the paying off of the father’s debts.

Reb Yitzchak Zilberstein states that accordingly, the children will recite the shehechiyonu blessing even though they are left with nothing because there is no greater inheritance than the paying off of the father’s debts.

However, he concludes that there actually is no proof from Rashi for this halachic ruling. Rashi is only explaining the reason why the Gemora considers it an inheritance, and that is because of the logic that there is no greater inheritance than the paying off of the father’s debts. However, in respect to the shehechiyonu blessing, that is a blessing that is only recited when one is rejoicing. Although, one whose father dies and leaves him with an inheritance is not rejoicing at all; he would much rather that his father would not have died altogether (as the Mishna Berura ibid explains), nevertheless, there is a positive result from the inheritance; that is a sufficient enough of a reason to recite the blessing (although it is mixed with pain and anguish). In this case, however, there is no positive advantage to the inheritors with this inheritance at all and therefore, they would not recite the shehechiyonu blessing.

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